Selasa, 29 Mei 2018

BITFENCE - REMOVE HACKERS FROM YOUR NETWORK


About Bitfence
BITFENCE IS A PROFITABLE CYBERSECURITY SOLUTION THAT PROHESIZE IDENTIFYING THE HOLD AND DISTRIBUTING THEIR PROFILE INFORMATION TO THE PROTECTED COMMUNITY THROUGH BLOCKCHAIN.
Introduction
ISSUE: 100% of companies in the world are attacked by hackers and the average detection time is 256 days (Ponemon 2015 Report) which causes enormous economic and privacy damage. Similar attacks recur on multiple targets before they are detected, understood, and mitigated.
SOLUTION: BitFence Detect, redirect, and counteract attempts at unauthorized use of information systems and give your security team an unfair advantage to hackers.
HOW TO WORK: Community members "mining" hackers by running honeynet nodes rewarded with HNY tokens. We associate shared information and provide a 0 day threat feed to customers who can purchase a subscription with an HNY token.
For Corporations
THE ONLY DEFENSE OF DEFENSE YOU NEED
Better protection from hackers at a lower cost. We take care of your security, so you can concentrate on developing your business.
BitFence offers the most efficient and cost-effective protection from hackers compared to FireEye, McAfee, RSA, and more.
The protection provided by BitFence will block high risk hosts, malicious payloads, viruses, malware, suspicious addresses automatically in seconds worldwide after threats "mined" by our StingMiners network and risks are assessed with BitFence Engine.
For everyone
PROTECT YOUR HOUSE
With more connected devices in every home - not just laptops and mobile phones, but all IOT devices like refrigerators, air conditioners, stoves, security cameras and even childrens toys - we become very vulnerable to hackers in everyday life.
BitFence home router comes pre-configured with automatic security updates from BitFence stores. This is a plug-and-play installation that keeps your home protected with a corporate-level cyber defense system at very little cost.
For miners
INTRODUCE STINGMINER
You do not need a powerful computer or ASIC to mine HNY. All you need is an internet connection and a public IP address. The mining options are:
You can run miner apps on your Windows / Mac / Linux machine. One per IP address.
You can download images of SD Card Raspberry PI / BeagleBone and I with PI 24/7
You can get pre-configured tools from us to run on each virtualization container
  • HNY Utility Token Sale (TGE)
  • Token Type ERC20
  • Token Minting Model No pre-mint, printed on purchase, immediate delivery
  • Structure of TGE 30 days pre-sales + 60 days sales
  • Payment methods accepted ETH, BTC, LTC, DASH
  • Absolute Max Number of HNY printed 1,000,000,000
  • Maximum HNY is available during TGE 50% or 500,000,000
  • Soft Cap (in USD) $ 1,000,000
  • Maximum Hard Cap (in USD) $ 50,000,000 *
  • HNY Price Base 1 ETH = 6000 HNY
  • Volume Discount Starting from 10 ETH = 10%, 20 ETH = 20%, etc.
  • Referral Bonus 10%
* - Max Hard Cap is a stretching goal with targets staged from 5, 10, 20 and 35 million.
April 1, 2018
Pre-sale Start at 00:00 UTC
The first 40% discount is 2 weeks.
Then go down linearly.
There is no minimum purchase.
Volume discount is valid.
May 1, 2018
TGE Start at 0:00 UTC
The discount is linearly down to 0% on June 30th.
There is no minimum purchase.
Volume discount is valid.
Referral bonus applies.
July 1, 2018
TGE Ends at 0:00 UTC
Crowdsale is done. Bonuses and bounties are paid. Orders received after TGE expires will be canceled and refunded.
Roadmap
BITFENCE PLATFORM DEVELOPMENT ROADMAP
AI and Machine Learning
2015 - 2017 | AI Classification Engine Created
First artificial intelligence classification engine using supervised learning models created. Initially designed to classify EDC medical data engine was applied to analyze cybersecurity threat data (logs, packet capture) and produced incredible results.
HoneyNet on a Blockchain Created
 Q2 2017 - Q1 2018 | First successful POC
Core team successfully created and peer reviewed fully functional proof of concept of HoneyNet, soon to become BitFence. First prototype of StingMiner IoT device created based on Raspberry Pi micro single-board computer.
HNY Token Pre-Sale Starts
 April 1, 2018 - May 1, 2018 | 00:00:00 UTC
HNY pre-sale token starts. Pre-sale offers maximum discount (40%) on tokens for early buyers for the first two weeks, then linearly goes down. No minimum purchase. Volume discounts apply.
Play TGE Event (HNY Token Sale)
 May 1, 2018 - July 1, 2018 | 00:00:00 UTC
Play TGE starts. Discount linearly drops to 0% on June 30. No minimum purchase. Volume discounts apply. Referral bonuses apply.
MVP Launch
 Q3 2018 | BitFence Engine and StingMiner
Launch of BitFence ecosystem MVP with basic subscription services. Enterprise firewall and F5 integration. Initial rollout of StingMiner solution. Start of channel marketing to top enterprise integrators.
Release of BitFence CyberStore
 Q4 2018 | BitFence Threat Marketplace
BitFence releases CyberStore with software and hardware solutions available for purchasing with HNY tokens. BitRouter release. Marketing wave and start of Enterprise sales.
Release of BitFence Personal Firewall
 Q1-Q3 2019 | Personal and Mobile Firewall Release
A BitFence solution that can be installed on any stand-alone Windows / OSX / Linux computer to protect it from hackers is released. SDK to integrate threat intelligence data in iOS and Android mobile apps released.
Industrial Embedded IoT Solution
 Q4 2019 | Integration with SCADA ICS Infrastructure
BitFence ICS Solution specially targeted for supervisory control and data acquisition control system architecture used in all industrial systems including manufacturing, process control, power generation, fabrication, and refining,
For more details about our ICO you can also visit our website address below from me and thank you :
Article Writer : Epengcupeng12
BitcoinTalk : https://bitcointalk.org/index.php?action=profile;u=1322362
ETH : 0x9A131b646dE6c83Ffd5703ebFf9Ac03869357E61
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Payera - New Era of Payment Using Blockchain Technology



INTRODUCTION

The market for crypto currencies is the most dynamic of our time. Digital currencies use public accounting systems to file transactions We are convinced that the future of the current financial system will be dependent on the development of the blockchain technology and on the reaction of thecommunity. The blockchain can and will, in our view, be used to achieve a really strong, positive development of the financial system. For quite some time, our team has intensely worked on the blockchain technology and cryptocurrencies. We discovered, that due its strong volatility and high anonymity, people do speculate more with cryptocurrencies than using the coins as a currency This is why the idea of PAYERA emerged to use cryptocurrencies free of worry. We will create a secure multifunction‐platform which is going to be easy to operate with.

After we had drawn up the initial concept, we secured ‐ after a brief presentation‐ interested partners and consultants and thus we have systematically built up our team In the process of optimizing our main product down to the smallest detail, something extraordinary has emerged : An All‐in‐One‐concept that enables us to operate with even more flexibility in the market

What is PAYERA

This project can be divided into 3 main components :
  • PAYERA is a payment platform for buyers and sellers with high security, wallets and exchangers. However, access to PAYERA's user wallet is unavailable. Buyers and sellers will be able to choose the preferred crypto currency for payment and receipt, change other currency or transfer to cash. The service will be free to the buyer, and the seller will pay 1% of the total purchase price. You can open your electronic wallet using fingerprint or pin code.
  • SHOPERA is an easy-to-use online shopping platform for online shopping. Can be used by companies and individuals. Private users will be able to sell up to 10 products per month at a cost - more. Companies will be able to sell their products with a payment platform from 0.05 to 0.5 US dollars, depending on the cost
  • CARDERA - cryptoplastic card for daily payment. The card will be connected to your electronic wallet and allows you to pay for purchases or withdraw cash from an ATM. The card costs $ 20.The key system will use the Ethereum Casper POS protocol, which is the most advanced technology Part of the profit platform will be used for charitable purposes on all continents in the same amount.

PAYERA Project Ecosystem

The PAYERA project will cover the 3 main directions of cost for the crypto currency: PAYERA's paid platform with buyer and seller protections, a simple SHOPERA online store and CARDERA cryptocurrency payment card, which also works at ATMs. To carry out the project selected the most advanced protocol, Ethereum Casper-Protocol Proof of Stake. The remarkable thing about PAYERA - the percentage of accumulated costs will be donated.

  • PAYERA features
For the convenience of the user, there is a built-in exchange. The seller will be evaluated by the buyer. A good rating will make the seller's immediate payment and lower the import duty. Incoming wallet will have fingerprint, facial recognition or pin code. Users will have their own private key, PAYERA will not have access to user accounts.
  • FIT SHOPERA
SHOPERA can be used by merchants and individuals for the sale of new and used goods. The seller will be charged in the amount of 0.05 to 0.50 US dollars, depending on the value of the goods. People who sell less than 10 articles per month can use this platform for free.
  • CARDERA Function
Crypto payment cards will create flexibility even in offline mode. The unique price of this card is $ 20 dollars Advantages of platform :
  1. menu is easy with all the tools necessary for crypto currency operations
  2. high security
  3. Fast transaction
  4. the ability to spend tokens in external partner stores
  5. internal transactions of local transactions
  6. Free use for customers
  7. Low cost for sellers

CONCEPT

PAYERA from its structure is pretty similar to the most successful e ‐ commerce enterprise in the Asian region, but much easier to handle. Combined with SHOP ‐ and CARDERA we offer a multifunctional solution which does not exist on 
the crypto market yet. 

We will build upon on the best attributes cryptocurrencies have to offer ‐ very fast transactions and low fees ‐ to enable sellers to market to the worldwide growing audience of crypto users. 

This project, with all its features and yet impressive in its simplicity, will be an incredible and unique product for the crypto world that can be funded through venture capital investments.

PROBLEM

Despite many advantages of blockchain technology and crypto transactions including extreme speed, low fees and high flexibility, cryptocurrencies are only rarely used as payments. Buyers and sellers are insecure due to floating rates and complicated application. For this reason, enterprises still use the traditional Fiat payment systems connected to banks and financial institutions. Buyers want the security that transactions with cryptocurrencies provide through a protected trade and ‐in case of a problem arises ‐ a guaranteed refund of the payment. Sellers want to increase their turnover and establish themselves in the crypto scene. This is why PAYERA has set a goal to establish trust between buyer and seller.

SOLUTION

PAYERA offers an easy multifunctional solution for crypto users and sellers. We are going to create a new era in the crypto‐payment gateway with PAY‐ / SHOP - and CARDERA :
  • BUYERS are protected against criminals, as we offer a full consumer protection for all transactions done through PAYERA. This protection includes all conventional goods as well as services. You also have the possibility to do internal wallet transactions free of charge.
  • SELLERS obtain the perfect solution to get established in the crypto scene and to increase their proper sales volume. We offer a full protection against volatility on the crypto market by offering an optional payment in Fiat or the requested coin. PAYERA also has lower fees and a shorter holding period compared to other systems. Sellers also have the opportunity to do internal wallet transactions free of charge.
  • For Supporters the PERA will take on an important role in the future concerning the crypto payments, PERA is not going to be a speculative coin. Our supporters finance a real business model that will be far from pseudo‐speculations We are confident, that our token will be established also on other platforms.
VISION AND MISSION PAYERA
  • Vision
Our vision is to become the crypto enterprise with the biggest number of users worldwide, the place where crypto owners can do online-shopping worry - free. We are also seeking to become the leading global and universal crypto platform.
  • Mision
Our mission is, to be our customer’s first choice. The place, where you preferably buy with crypto. We have committed ourselves to perform all our actions economically and eco - friendly.

How PAYERA works
PAYERA offers easy multi functional solutions for users and crypto sellers :
  • BUYER is protected against criminals, because we offer full consumer protection for all transactions made through PAYERA. This protection covers all conventional goods as well as services. You also have the possibility to do an internal wallet transaction for free.
  • SELLER get the perfect solution to be established in crypto and increase the right sales volume. We offer full protection against volatility in the crypto market by offering optional payments in Fiat or requested coins. PAYERA also has a lower cost and a shorter period of detention compared to other systems. Sellers also have the opportunity to conduct internal wallet transactions for free.
  • For PERA Supporters will take an important role in the future regarding the payment of crypto, PERA will not be a speculative coin. Our supporters finance real business models that are far from false speculation. We are confident that our tokens will be established also on other platforms.
PAYERA ICO

PARE is a standard ERC20 Token, based on Ethereum Blockchain, PARE will be the Token used by the PAYERA platform :


ICO STRATEGY
  • PRE ICO START : May 30th 2018, 14:00 Uhr GMT / UTC + 1 $ 0.035 USD
  • ICO START : June 20th 2018, 14:00 Uhr GMT/UTC + 1 $ 0.05 USD + 25 % referral
ADDITIONAL INFORMATION 
  • TOKEN SYMBOL : PERA
  • PROTOCOL : ERC20 ( Casper )
  • TOKEN QUANTATI : 2,100,000,000 
  • MAX HARDCAP : $ 60 million USD 
  • ICO PAYMENT MEANS : ETH, BTC, LTC, DASH, BCH
CROWDSALE INFORMATION
  • On April 3rd, 2018 we have opened the private sale to get attention from investors
  • On May 30th, 2018 we will start the Pre‐ICO sale to gain attention from the community
  • On June 20th, 2018 we will launch the ICO with the goal to reach $ 60 million USD in funding
TOKEN SALE BREAKDOWN


Thanks to our highly motivated team that put a special focus on Roadmap, we are proud to say that what we have achieved up to today has been supported through our own means. The available means will help us to realize our project and will keep us following our passion for the crypto currency

In order to build up the PAYERA project in the segments development, marketing, team expansion and distribution, we need your support, but first of all your trust. We areconvinced that we will push PAYERA to the top of the market and we are looking forward to every new business partner on this way. Together we will build a new era in the crypto world


Note : Dear prospects and supporters, please keep in mind that our road map timeline will shrink drastically by reaching hard - cap

Meet Team


Team members have diverse backgrounds and experience in marketing, IT, development, engineering, ICO, and investment crypto. Advisors have expertise in security, marketing, strategy, and IT management :


For more details about our ICO you can also visit our website address below from me and thank you :

Article Writer : Epengcupeng12
ETH : 0x9A131b646dE6c83Ffd5703ebFf9Ac03869357E61
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Senin, 28 Mei 2018

Fixy Network - Use of Cryptocurrency in Daily Life



About FIXY

Fixy Network allows people to use cryptocurrency in their daily lives. This network will include decentralized markets and decentralized OTC exchanges. We provide Fixy Gift Cards, which will be available in every corner of the store and sold with easy FIAT access.

Fixy Network brings together customers and retailers interested in using cryptocurrency for transactions. Here newcomers can enter the world of cryptocurrency by buying Fixy gift cards that will be sold at approved stores around the world. New user cards will be credited as soon as they go through your very fast "know your customer" process while existing user balances will be loaded directly into their wallets. In other words, the general idea of the Fixy market is to connect users and partners through a simple process.

SITUATION / CURRENT PROBLEM


  • There is no cryptocurrency application for everyday life
Despite industrial disruptions and technological advances that provide blockchain, one of the most untouched areas is the use of Cryptocurrency in everyday life. Both fiat and cryptocurrency currencies can be called money or currency, because they are the means of exchange used to store and transfer value, both can be used for the purchase of goods and services, both of which have value regulated by supply, demand, employment, scarcity, and other economic factors, both have value influenced by the quality of the surrounding system, both of which can be traded. However, Cryptocurrency is very limited especially when it involves the purchase of goods and services. Because a lot of cryptocurrency has become a favorite medium, it is still not widely accepted or common. In fact, only one state is full of friendly hand cryptocurrency.
  • Difficulty getting into the world of cryptocurrency
It is a very tiring task to try to participate in the world of cryptocurrency, the interest of beginner's cryptocurrency investor is really tested at the point of first purchase. When new and inexperienced cryptocurrency fans get into the actual purchasing context, they realize that it's not so easy to get, and some may even lose interest. This is largely as a result of using the registration procedure to be performed by investors. Registering on an exchange platform for others to be able to liquidate a person's cryptocurrency is another challenge because exchange requires a tiring and time consuming process involving KYC ( know your customers ) that can take days or weeks.

CURRENT PROBLEM

This problem is increasing as some financial institutions have banned their customers from obtaining cryptocurrency with their services. According to a coinbase report, credit card holders from four US banks have been banned from buying Cryptocurrency using credit cards in Coinbase. This development is not exclusive to the United States alone, like the British banking group, Lloyds has also reportedly blocked cardholders from several of its major subsidiaries - including Halifax, MBNA, and Bank of Scotland - from buying Bitcoin on credit.
  • Centralized exchange
Decentralization Decentralization is at the heart of the value proposition of blockchain; However, the central entity still plays a major role in the process of buying Cryptocurrency. As a result of the centralized nature of the exchange, the challenges facing these platforms are detrimental to traders and investors cryptocurrency using this platform. The exchange has struggled to compete with very dangerous people from the growing market of cryptocurrency and large volumes so that part of the existing centralized exchange platform is even beginning to close new members as it is almost impossible to meet demand. This makes it very difficult for budding beginners to get cryptocurrency. Currency traders and Cryptocurrency investors have lost a lot of money because this centralized exchange platform at some point stopped trading, suffered a power outage, and fell when volume and demand were high. No great cryptocurrency adoption Despite the popularity of cryptocurrency, especially with attention, the media have granted it, there is still no mass digital currency adoption. This situation is largely due to the overly complex purchasing process required to obtain cryptocurrency. It's not like you can go into a store and buy cryptocurrency, because nearly 2 billion adults do not have bank accounts and do not have the necessary bank account to buy crypto currency.

The challenge of converting cryptocurrency into cash The last mile problem in cryptocurrency transactions has not been solved. How to convert cryptocurrency into cash in just minutes? Cryptocurrency is a new and modern way of storing values. However, it becomes a challenge to convert the value into cash. Although there are existing platforms that provide this service, it usually takes a few days to complete the transaction, this can be very difficult for individuals who are in dire need of fast cash and can not afford to wait that long.

SOLUTION NETWORK PIXY


Fixy Network allows people to use cryptocurrency in their daily lives. The Network will include decentralized markets and decentralized exchanges. Logging into the Cryptocurrency Market has never been an easy process for new cryptocurrency fans, but with Fixy Gift Cards, which will be available in every corner of the store and will be sold COMMAND. The entire Fixy network is designed to facilitate the ease of entry into the world of cryptocurrency and also has features that enable efficient cryptocurrency applications of everyday life.

How it works

Fixy Network brings popular cryptocurrency and retailers as partners with the benefits of blockchain. The Partner Store will receive :


  • Bitcoin
  • Bitcoin Cash
  • Ethereum
  • Litecoin
Fixy Network Partner is a retailer selling Gift Cards and members from Fixy Network. Membership and their advertising costs will be paid with Token Fixy

Fixy brings the company ( called a partner ) and the customer ( called the user ) and arranges it in one platform. Partners who are in the market will be able to sell goods and services also advertise on the platform. Partners who want to be listed or made ads on the fixed network market must pay with the gift tokens. To tame the volatility of the price of cryptocurrency, use a hybrid solution, which means payment for the product will be done in FIAT and popular cryptocurrencies ( BTC, BCH, LTC, ETH ) at a certain ratio ( eg 60% fiat: 40% crypto ). Fixy Network will work with third parties to facilitate cash out.


Key features of Fixy Network
  • GREETING CARDS
Gift Cards provided by Fixy will give people the opportunity to enter into cryptocurrency - world without going through a verification process that does not take much longer than it should. Gift Card purchases will be provided by Fixy verified Shops and will be easy to find using our Store Finder. The Gift Card will be sold by FIAT money, which will be possible to be deposited on a Fixy App where users can use this amount in decentralized Exchange and Decentralized Markets.
  • OTC TRADING
The Fixy OTC trading feature is fully decentralized. The OTC trading feature from Fixy will let users exchange Cryptocurrency in both cryptocurrency and FIAT money at no cost charged by Fixy. To be part of the world of cryptocurrency, people need to invest in coins with FIAT value, but the exchange platform that provides this service has a cost that makes this transaction more expensive than usual. This cost has made it impossible for a small investor to join the cryptocurrency world. Moreover, centralized exchange of platforms usually has limits on the volume of cryptocurrencies that users can buy.
  • FINDER STORE
The " Store Finder " feature will allow users to check their environment to find Fixy on hold where users can purchase items using Fixy. Also, this feature will facilitate cryptocurrency trading, as users will be able to use it to find their favorite cryptocurrency and other merchants who want to sell or buy.
  • PERSONAL AND COMMERCIAL MARKET
The main criticism of cryptocurrency by experts and investors is that cryptocurrency investment is almost useless for everyday life. The Fixy market changes things that happen together and organizes companies on one side ( companies on the platform referred to as partners ) and on the other hand, unifying customers ( customers are referred to as users on the platform ). The fixy private market is the network for the world of cryptocurrency, that anyone can attend. The fixy trading market is a network for Partner companies that have paid entry fees in Fixy Token to become part of the platform to sell and create ad-making ads.

MONEY ADDITIONAL MONEY

By 2017 the market for cryptocurrency reaches about $ 600 billion, and experts have estimated that it will reach an inevitable $ 700 billion. Although many predict financial skeptics that cryptocurrency will fail by 2017, the maternal value of all Cryptocurrency currencies, Bitcoin, increases by 2,000%. Bitcoin's capital market made a huge leap from $ 10 billion to $ 300 billion in one year. On January 1, 2017, the value of one Bitcoin was $ 1000, but Bitcoin hit an incredible peak of $ 19,000 in December. There are similar bumps in other currency values such as Litecoin, ether, and various new Cryptocurrencies in the market


Approximately $ 3.7 billion raised by ICO in 2017 alone raises the question, what is the future of venture capital Though skeptical and fearful about the prospects of cryptocurrency by 2018 experts predict that cryptocurrency markets will continue to grow as institutional capital is involved. The cryptocurrency market is growing at an astronomical level with a capitalization market set up and breaking new records. While often faltering, the market manages an average of up to $ 2 billion in trading transactions from day to day

FIXY TOKEN

Although various Cryptocurrencies will be traded on the Fixy platform, the Fixy token will serve as its own platform currency. Partners who want to be part of the network will do so by paying Fixy tokens. In addition, Fixy tokens will be used to purchase ad space on the platform and can be used to make purchases. To prevent, inflation and maintain a steady rise in value, the Fixy token will have a fixed quantity supply of 100,000,000 FXY.

Fixy Network allows people to use cryptocurrency in their daily lives. The network will include a decentralized market and decentralized OTC exchange. We provide Fixy Gift Cards, which will be available in every corner of the store and sold in easy FIAT access.

Offering ITO ( Initial Token ) Details
  • Token Ticker : FXY ( ERC-20 Token )
  • Total Supply : 100,000,000
  • Price : 1 ETH = 5,000 FXY
  • Private Sale : 400 ETH ( already sold )
  • Softcap : 2,000 ETH
  • Hardcap : 11,400 ETH
Bonus Structure Pre ICO
  • ICO Level 40% 1 : 20%
  • ICO Level 2 : 0%
  • Minimum contribution : 0.1 ETH
  • Sales date tokens : 01 May 2018
All unsold tokens will be burned

ICO DETAILS


TOKEN SALE DETAIL


Project RoadMap


Tim Management Fix Network


For more details about our ICO you can also visit our website address below from me and thank you :
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Minggu, 27 Mei 2018

Viva Network - uso de contratos inteligentes para un préstamo hipotecario de crowdfund


Hasil gambar untuk VIVA NETWORK bounty

Qué es Viva Network

VIVA es una criptomoneda de suministro fijo que impulsa la tecnología P2P Fractional Mortgage Shares, que es la columna vertebral de la plataforma hipotecaria de crowdfunding de Viva Network. VIVA se comercializará en varios intercambios importantes de criptomonedas y esperamos una demanda cada vez mayor de VIVA a medida que este sistema de financiación revolucionario gane tracción entre los inversores institucionales a nivel mundial.

Misión
  • Nuestra misión es interrumpir la industria hipotecaria permitiendo a los compradores y vendedores de viviendas establecer la autorregulación. Todas las personas, de cualquier país del mundo, tendrán acceso a financiamiento de créditos para casas de préstamos a través de la red de mercado abierto descentralizado de Viva Platform.
  • Además, la función de Viva como plataforma de inversión y ahorro accesible únicamente por móvil significa que todos los usuarios de Viva tendrán acceso a financiamiento de crédito, ahorros e inversiones, y transacciones seguras respaldadas por servicios estándar de blockchain, independientemente del país donde vivan.
Visión
  • Creemos que la solución más efectiva a la disparidad global de la riqueza económica es el progreso tecnológico. La tecnología Blockchain es una innovación que ha demostrado su capacidad para descentralizar e interrumpir algunas de las industrias más grandes del mundo.
  • Viva tiene como objetivo revolucionar la antigua industria de préstamos hipotecarios mediante la eliminación de intermediarios y la descentralización de procesos, aplicando así un enfoque de financiación fundamentalmente más accesible y transparente. Creemos que la tecnología Viva aumentará la disponibilidad de crédito para los prestatarios y, por primera vez, permitirá que los inversores no institucionales participen en ganancias consistentes, respaldadas por activos relacionados con inversiones hipotecarias, un producto que tradicionalmente se ha reservado para grandes instituciones financieras. Además, al permitir que el mercado libre dicte los riesgos y el valor relacionado de cada hipoteca, a diferencia del banco, esperamos ver más justo el precio de la hipoteca. La plataforma Viva será explotada por ellos en el mundo desarrollado y en desarrollo por igual,
Cómo funciona la red VIVA


Plataforma Viva

Para obtener una visión general de la arquitectura de la red Viva Platform, la describimos como una unidad lógica diferente. Básicamente es una colección de varios sistemas de clúster separados, que a menudo interactúan a través de la API RESTful, con eventos que se pueden auditar en blockchain y contratos inteligentes. Estas representaciones de componentes son solo para fines conceptuales y estarán completamente integradas a nivel de usuario. El sistema principal que consiste en Viva Network Platform es

Hipoteca de Crowdfunding en blockchain :
  • Viva utiliza tecnología de contrato exclusiva, tecnología de crowling inteligente, que permitirá a los compradores de viviendas obtener préstamos en moneda local
  • El financiamiento ilimitado y descentralizado de préstamos hipotecarios eliminaría la necesidad de contar con intermediarios como bancos y otros intermediarios financieros.
  • Viva creó un mercado libre en la industria hipotecaria, reduciendo ineficiencias y permitiendo una vivienda más asequible.
  • Por primera vez, Viva permitirá que los inversores privados sean acreditados para tener una Mortalización de Frecuencias ( FMS ) altamente rentable y respaldada por activos
  • También cuenta con aplicaciones innovadoras, diseñadas para mejorar el proceso de calificación crediticia y calificación crediticia vigente y caducado.
Tecnología
Grade enterprise + vanguardia

viva2.JPG

  • Blockchain orientado
Los datos, las transacciones y las evaluaciones de misión crítica contarán con el respaldo de la tecnología blockchain. Los contratos inteligentes de Ethereum y BigchainDB en nuestro centro permiten la descentralización en un entorno altamente seguro, resiliente, transparente e infiel.
  • API Robótica Microservicio
Construido por ingenieros de software especializados en el diseño de sistemas empresariales a gran escala, RESTful Service Oriented Architecture permitirá a The Viva Network adaptarse a las cambiantes tendencias y oportunidades de la industria con agilidad
  • Integración FinTech de terceros
Diseñado para acelerar las tendencias financieras alternativas mediante la búsqueda de la integración con proveedores gratuitos desde una calificación crediticia descentralizada a una cartera de activos de blockchain común
  • Big - Data Ready
La plataforma Viva Network aprovechará AWS para la infraestructura capaz de procesar grandes cantidades de patrones comerciales, hipotecas y conjuntos de datos para el análisis Machine Learning que desarrollará una plataforma inteligente única
  • Escalabilidad de la nube
Construido para aprovechar la escalabilidad de la nube elástica a través de la solidificación en preparación para plataformas de adopción a gran escala, esto permitirá operar hipotecas fraccionales de alto rendimiento de baja latencia y alto rendimiento.
  • AI / ML admitido
Abrazar la capacidad de Aprendizaje automático para proporcionar ideas y recomendaciones, The Viva Network empoderará a clientes sin precedentes, desde la clasificación de riesgos hasta la colocación y selección de carteras de carteras de crédito fragmentadas.

Aplicación de red móvil Viva

Junto con las plataformas avanzadas basadas en web, desarrollaremos aplicaciones de Android y Apple para conectar a los usuarios con una facilidad y eficiencia incomparables. Desde billeteras ERC20 hasta listas de hipotecas y edificios de cartera, The Viva Network adopta el primer diseño móvil: esencial para los países en desarrollo con acceso a Internet móvil clave.


  • Calificación crediticia del prestatario
  • Los detalles de solvencia del prestatario incluyen: edad, estado de empleo, historial de pagos, puntaje crediticio, ingresos, otros pasivos financieros relevantes, capacidad de pagar la deuda ( índice de cobertura de intereses )
  • Dos algoritmos de clasificación estándar basados ​​en el riesgo ( sistema de calificación 1 y 2 )
  • Todos los detalles de los activos incluyen : valor, dirección / ubicación, tamaño, edad y calidad de la estructura física, nivel de seguro de propietario, etc.
  • Disposiciones de recomendación estándar de Viva
  • Todos los términos del contrato hipotecario incluyen: duración, rendimiento, tasa de interés ( y fecha de la tasa VIVA / USD a esa fecha ), préstamo a valor en la instalación subyacente, etc.
La revolución del financiamiento hipotecario está aquí.

Viva es una innovadora compañía de tecnología financiera que introduce financiación descentralizada de hipotecas a gran escala en todo el mundo. La plataforma Viva utilizará contratos inteligentes para un préstamo hipotecario de crowdfund, conectando a prestatarios e inversores directamente en un ecosistema descentralizado sin confianza. Utilizando transacciones blockchain ultraseguras, Viva corta intermediarios, lo que resulta en un proceso de préstamos más lucrativo y eficiente para todos.

Viva permite que el mercado libre determine la tasa de interés sobre la hipoteca del prestatario y elimina la necesidad de bancos y otros intermediarios financieros. Al eliminar las ineficiencias en el sistema financiero local, las tasas de interés hipotecarias serán más justas y precisas, lo que reflejará el nivel de riesgo asociado con el verdadero valor del activo.

El fracaso del sistema bancario en 2008 dio como resultado la primera criptomoneda del mundo e inició un proceso de descentralización del poder de los conglomerados financieros. Viva tiene la intención de terminar el trabajo, dejando atrás el ineficiente y secular sistema de financiación al que realmente pertenece : en el pasado.


VIVA TOKEN

VIVA Tokens ( VIVA ) es un blockchain basado en peaje ERC20 Ethereum, diseñado para proporcionar utilidades en la aplicación exclusiva de The Viva Network Platform. Inicialmente, VIVA se distribuirá a los adeptos iniciales de nuestra visión a la plataforma de red Viva, en reconocimiento a las contribuciones realizadas durante los eventos de generación de testigos. Si llevamos con éxito nuestra visión de la Plataforma de red Viva a los resultados, tenemos la intención de que VIVA brinde a los titulares de fichas muchas funciones valiosas, tal como se describe en el Libro blanco. En el futuro, tenemos la intención de crear una economía interna dentro de The Viva Network y su aplicación de plataforma en constante evolución, donde VIVA actuará como una " moneda en la aplicación " que sirve como una fuerza impulsora integral para los ecosistemas basados ​​en incentivos.

Token de distribución
Número total de tokens : 4 mil millones VIVA
  • 75% - Evento Generación Token
  • 7.5% - Asignación de equipo
  • 3.75% - Asignación de asesoramiento
  • 10% - Asignación de reserva de fondos
  • 3.75% - Asignación de Contribución de marketing, Bounty y Private
Detalles del evento Token Generation
Generación de tokens de generación de tapa dura : 

3,000,000,000 tokens VIVA
  • Pre ventas
Hard - hacia ETH : 6.870 ETH
  • Ronda previa a la venta 1
Bonus tokens : 40% 

ETH lift hard - cabeza : 500 ETH

  • Ronda previa a la venta 2
Bonus tokens : 35% 

ETH raised hard - cabeza : 2,570 ETH

  • Preventa ronda 3
Bonus tokens : 30%

ETH Lifted hard - cabeza : 6.870 ETH



bonos que podrán obtener
  • Venta privada Ronda 1 : Bonificación 40%
  • Ronda de venta privada 2 : 35% de bonificación
  • Preventa: Bonificación 30%
  • Ronda de ventas principal 1 : 25% de bonificación
  • Ronda principal de ventas 2 : 15% de bonificación
  • Ronda principal de ventas 3 : bonificación basada en el tamaño de la contribución, como se detalla a continuación :
  1. 5% de descuento por contribución entre 0.9-1.9 ETH
  2. 10% de descuento por contribución entre 1.9-2.9 ETH
  3. 15% de descuento por contribución entre 2.7-7 ETH
compra mínima

La contribución mínima de ETH permitida por el Smart Contract System es 0.001 ETH y la cantidad máxima de ETH permitida sin el proceso KYC más amplio será 7 ETH.

distribución

Debido a que los tokens VIVA son tokens que cumplen con ERC20 y la distribución de tokens se realiza automáticamente a través del Sistema de Contratación Inteligente, solo podemos aceptar contribuciones de Ethereum ( ETH ).

cartera erc2o que puedes usar
  • MyEtherWallet ( no se requiere descarga )
  • MetaMask ( complemento de navegador de Firefox y Chrome )
  • Niebla ( Escritorio )
  • Paridad ( Escritorio )
  • imToken ( iPhone / Android )
  • Tapa redonda : 6,870 ETH
Aceptamos ETH


1 Token VIVA se distribuirá a los contribuyentes por cada 0,000028 ETH ( 1 ETH = 35,714.28 Tokens VIVA ) ( excluyendo rondas de bonificación ). Por ejemplo, si ETH vale 1 ETH = $ 900, 1 token VIVA = $ 0.0252.

existe un proceso de registro para garantizar que todos los contribuyentes tengan un conocimiento profundo del proyecto, fichas VIVA y cumplimiento en todas las leyes vigentes.

Complete nuestro sencillo registro en tres pasos y contribuya en segundos

Entonces, ¿qué estás esperando, esta es una gran solución para tu futuro, antes de explicarlo todo, también puedes unirte a las ventas anticipadas en nuestro sitio web : http://www.vivanetwork.org/ y obtener bonificaciones de hasta 30% . anada también puede ver nuestra lista de white paper / whitepaper :  http://www.vivanetwork.org/pdf/whitepaper.pdf

Mapa vial

Entonces
Futuro
Team Viva Network

Para obtener más detalles sobre nuestra ICO, también puede visitar nuestra dirección de sitio web y agradecerle :
Escritor del artículo : Epengcupeng12
ETH : 0x9A131b646dE6c83Ffd5703ebFf9Ac03869357E61
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